Power instant payments liquidity with live, reliable data
24/7 real-time payments have the potential to wreak havoc with teams managing intraday liquidity and regulatory compliance. And institutions need a live and accurate view of their liquidity to survive.
Change your outlook on liquidity. Instant payments don’t take weekends or public holidays off.
The solution sits in the underlying data. Unlock clear visibility, forecasting and accurate, actionable reporting with Clariti by Planixs.
Introducing Planixs’ Clariti
Clariti gives instant payment scheme participants a live view of instant payments accounts liquidity.
Manage and optimise liquidity in an informed, data-driven way that minimises risk and maximises efficiency.
Clariti operates in real time, allowing access to live and historic instant payments data. Fed by real-time payments data, Clariti allows PSPs to:
- Provide recommendations on funding and liquidity decisions, including managing their scheme liquidity usage
- Optimise funding and posted collateral
- Free up liquidity for more productive use elsewhere
- Identify and action liquidity risk instantly
Clariti Visibility
Get a real-time view of liquidity usage in instant payment accounts, allowing you to understand current positions and today’s transactional movements and take action in real time.
View historic analysis of liquidity usage across a range of time periods, allowing you to assess actual liquidity usage against the prefunded liquidity/collateral it is required to provide for the instant payments scheme.
Alert on notable events such as breaches, low liquidity, or if accounts are reaching their funding limits.
Clariti Forecasting
Use enhanced AI and analytics to forecast and anticipate future liquidity needs using historical data patterns, developing payment patterns and predicted events.
Forecasts give you high confidence levels (95%+) for up to 14 days out and 80%+ for up to 90 days out, giving teams the evidence to confidently refine and reduce the levels of prefunding/collateral provision needed for scheme participation. This significantly lowers liquidity costs.
Forecasting can also predict low liquidity levels at peak periods and mitigate liquidity risk for the most challenging payment cycles across the year.
Clariti Analytical Reporting
All the tools required to run liquidity reporting, perform data analytics and generate ad-hoc reporting.
See Clariti in action
Clariti is a one-of-a-kind solution tailored specifically to the instant payments industry. Get in touch with us today to learn more and see it in action.
