How recent crises reveal gaps in banking oversight—and where tech-driven solutions are making the difference Imagine a vast electric grid, balancing power supply with ever-fluctuating consumer demand. Much like this grid, banks face liquidity management challenges in...
The securities lending and broader securities finance market has long been a cornerstone of the global financial system. By facilitating the temporary transfer of securities, the market underpins various activities, including market making, short selling, collateral...
Financial markets are relentlessly pushing the boundaries of settlement cycles. When this happens, we see a ripple effect that can transform everything from institutions to regulation. China is at the forefront, leading with its T+0 real-time settlement system. India...
In 2014, the Liquidity Coverage Ratio (LCR) was a much-needed response to the liquidity crises that exacerbated the global financial meltdown. The regulation requires banks to hold enough high-quality liquid assets (HQLA) to cover net cash outflows during a 30-day...
Article written with guest author: Sridhar Aiyangar* / Group Head, Balance Sheet and Liquidity Management, Bank ABC Think of your bank as a high-performance engine, built for speed and endurance. However, even the most powerful engine can’t deliver optimal performance...
