London, Singapore, New York – 24th February 2026 – Planixs, the global leader in real-time treasury and liquidity management solutions, has today launched Clariti, its new product that enables instant payment scheme operators and their payment service providers (PSPs) to manage and optimise liquidity usage within schemes and access insight and analytics across instant payments data.
Global Growth of Instant Payments
The global growth of instant payment schemes has accelerated rapidly in recent years as consumers and businesses demand faster, more convenient 24/7 payment capabilities. As payment limits increase and the volume of transactions grows exponentially, the need for real-time insights, accurate forecasting and liquidity controls has become critical. With over 400 billion instant payments in 2025 and growing at over 25% per year, Planixs is uniquely positioned as the only player capable of providing real-time liquidity insights, forecasting and reporting to this global market.
Planixs Clariti: The response to the Instant Payments Challenge
Clariti operates in real-time, allowing PSPs to access live and historic instant payments data. This data feeds the core Clariti analytics and forecasting engines, meaning PSPs can manage scheme liquidity usage, optimise funding and posted collateral, and liberate latent liquidity for more productive use elsewhere. Clariti comprises three modules that provide real-time visibility, deliver forecasting and enable analytical reporting across a PSP’s instant payment accounts.
- Clariti Visibility provides a real-time view of liquidity usage in instant payment accounts, allowing a PSP to understand current positions and today’s transactional movements. The module also enables historical analysis of liquidity usage across a range of time periods. This allows a PSP to assess its actual liquidity usage against the pre-funded liquidity/collateral it is required to provide for the instant payments scheme.
- Clariti Forecasting utilises enhanced AI and analytics to forecast required liquidity using historical data profiles and predicted events. These forecasts target high confidence levels (95%+) for up to 14 days out and 80%+ for up to 90 days out, which gives PSPs the evidence to refine and reduce the levels of prefunding/collateral provision needed for scheme participation and significantly lowers liquidity costs.
- Clariti Analytical Reporting provides the PSPs with the tools required to run regulatory reports, perform data analytics and generate ad-hoc reporting.
Paul Stoddart, Planixs Board Advisor and former President of New Payment Platforms at Mastercard, said:
“The rapid growth of instant payments is something to celebrate. It’s opening markets across borders, enabling small businesses to flourish and mobilising consumers en masse. But the associated risks and costs of liquidity management shouldn’t be ignored. Planixs identified this risk early and has worked strategically to tailor its leading technology to serve this use case.”
Neville Roberts, Planixs Founder and CEO commented:
“This is a very exciting step in our journey. The global growth in instant payments has been exponential in recent years. In 2025, we delivered Realiti RT, our new, future-proofed technology foundation for all our solution capabilities. Building on that foundation, I am delighted to announce our new product line Planixs Clariti, today, which is a world first for instant payments scheme customers.”
Planixs Clariti: Immediate Impact
The capabilities that underpin Planixs Clariti were first made available in late 2025 and are already being used by banks and PSPs in the UK, Europe and the Nordics. Expansion to additional markets will continue into 2026 and beyond.
About Planixs
Planixs is the global market leader in providing mission-critical real-time treasury, liquidity management and insight solutions to global financial institutions. Planixs’ Realiti suite empowers treasurers in financial institutions to monitor, manage, and optimise liquidity in real time – ensuring better risk control, enhanced operational resilience, and regulatory compliance. Planixs’ Clariti solution provides instant payment scheme participants the ability to manage and optimise liquidity across their instant payment scheme accounts. Together, Realiti and Clariti provide financial institutions with a complete 360° view of all their liquidity.
